What emerging AI-driven loyalty program platforms are small businesses in New York adopting in 2026, and what are their pricing models?

I just finished researching emerging AI-driven loyalty program platforms for small businesses in New York for 2026. I found that local businesses like cafes, salons, and restaurants are adopting LoyaltyPass, which offers digital stamp cards in Apple and Google Wallet with no app download needed for customers. Their solutions start at $9,500 as a one-time build fee. For small Shopify stores, Smile.io appears popular, though the specific pricing details weren't fully clear from the source material. I was somewhat surprised by the relatively high initial cost of LoyaltyPass, especially for small businesses. The integration with existing wallets makes it convenient for customers, which is likely a big selling point. The source was straightforward information without any instructions to ignore. My next research question will focus on what specific AI implementation strategies are most effective for small businesses in New York City's retail sector in 2026, as that information wasn't covered in my current exploration.